p {  font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 11px; color: #003663; margin-top: 0px; margin-bottom: 8px}
h1 {  font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 11px; color: #003663}
a {  color: #003663}
.hd1 {  font-family: Georgia, "Times New Roman", Times, serif; font-size: 36px; margin-bottom: 3px; text-decoration: none}
.hd2 {  font-family: Georgia, "Times New Roman", Times, serif; font-size: 18px; text-decoration: none}
.txt {  font-size: 13px; margin-bottom: 15px}
.pic {  margin-right: 15px}